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Menu Show Search Search Query Submit Search Log In Subscribe Leaders Origination Servicing More Compliance & Regulation Secondary Technology People Voices Events Resources MortgageStats FHFA IPOs and SPACs Earnings Racial Bias Digital Mortgage Conference - On Demand Latest National Mortgage News Election uncertainty, FHA's new underwriting system, home prices hit 6-year highs and more of the week's news National Mortgage News Forbearance activity drops with expirations but re-entries may follow American Banker Regulators tell banks they can choose any replacement rate for Libor National Mortgage News Mortgage broker payrolls top 100,000 per month, marking a 10-year high VOICES Kim Lanham The mortgage industry should be enabled to do remote work permanently Christopher Whalen Election won’t impact mortgage industry like CARES Act problems will Dana Wade HUD's Dana Wade on providing more options for affordable housing Reginald Twigg Contract language is holding mortgage lenders hostage John Erik Setsaas Onboarding is too slow for the digital age RESEARCH National Mortgage News How 2020 reignited the AI revolution in financial services American Banker Bankers give Election 2020 edge to Trump National Mortgage News Finance professionals on mail-in voting, Supreme Court vacancy National Mortgage News Exclusive survey How COVID-19 cratered customer acquisition, profitability National Mortgage News Financial services industry struggles to emerge from lockdown Coronavirus Impac regains profitability in 3Q, but faces hurdles over shutdown Lenders 'layer up' with extra security measures in 2021 Forbearance rate hits seven-month low Zombie foreclosures rise, could be indicative of what’s to come Mortgage rates remain flat, continue to boost the housing market RESOURCES Video Opportunities and innovations in appraisal technology Sponsor content from CoreLogic Web Seminar Authenticity & allyship: Building corporate LGBTQ+ inclusivity Sponsored by EY White Paper How to digitally transform credit union member service in 2021 Sponsor content from CXInfinity Brokers must double down on marketing in era of abundance Partner Insights Sponsor Content From Rocket Pro TPO Other A lender’s checklist for selecting the right digital closing solution Sponsor content from Snapdocs EVENTS Sep 14 Sep 14-17, 2020 | Digital Mortgage Election 2020 Joe Biden Donald Trump CFPB CRA Housing finance reform Coronavirus Federal Reserve AB - Policy & Regulation With Biden declared winner, what’s next for banks? With a Democrat set to take the White House in January, the agenda for agencies like the CFPB could undergo a rapid transformation, housing finance reform could be turned on its head and progressive banking ideas that were unthinkable over the past four years could gain traction. By Hannah Lang 9h ago 1 Min Read Facebook Twitter LinkedIn Email Show more sharing options Share Show more sharing options Close extra sharing options Facebook Twitter LinkedIn Email Earnings What mortgage insurers' 3Q results reveal about their future path For most of the underwriters it was a strong quarter, but concerns remain over government-sponsored enterprise reform and potential claims after forbearances end. By Brad Finkelstein November 6 Earnings PennyMac protecting record profits with purchases, TPO and its REIT The company, which earned $535 million in net income in 3Q20, has been prioritizing purchase volume and managing costs to account for a possible decline in originations next year. By Bonnie Sinnock November 6 Career moves People on the move: Nov. 6 Mortgage industry hiring and new job appointments for the week ending Nov. 6. By Glenn McCullom November 6 Mortgage rates Mortgage rates hit record low as election roils market, forecasts vary Mortgage rates are currently the lowest in the history of Freddie Mac’s survey, but sharp differences of opinion persist on whether that will make this a $4-trillion year or not. By Bonnie Sinnock November 5 Future of Cities As urban flight imperils large cities, some smaller ones see opportunity The greatest risks and potential for permanent change reside in the nation’s largest cities, ones with an outsized influence over its economy and finances. Shuttering of ‘gathering economy’ wreaks havoc on cities, live event industries The COVID-19 pandemic has pummeled the segments of the American economy tied to public gatherings. For the cities and industries most reliant on bringing people together, adaptation and perseverance will be critical. Will remote work change central business districts? Even before COVID-19, urban economists and planners were pointing to a trend of suburbanization of job growth. That could now accelerate, with employers at an inflection point to assess their future needs. How ready are America's cities for the next big crisis? The coronavirus pandemic was something no local government could have anticipated. But it’s also raising serious concerns about cities’ preparedness for other difficult-to-predict challenges. The Future of Cities Former HUD Secretary Henry Cisneros and Regional Plan Association president Tom Wright join The Bond Buyer for a discussion on the ways life and work in American cities are being altered by the pandemic — and future challenges it illuminates. Top Producers 2020 Top Producers Purchase Housing inventory Housing market Mortgage technology First time home buyers Referral marketing Top Producers For Southern Top Producers, the inventory shortage curtails business More so than their colleagues nationwide, originators in the Southeast are concerned about how supply impacts their business. By Brad Finkelstein September 8 3 Min Read Top Producers Mortgage technology Digital mortgages Purchase Referral marketing First time home buyers Underwriting Refinance Housing market Top Producers Northeast Top Producers view tech more favorably than counterparts Almost six in 10 completely agreed that company-provided technology met or exceeded their expectations. By Brad Finkelstein July 23 4 Min Read Top Producers Housing affordability Purchase Digital mortgages Mortgage technology Housing market Underwriting Marketing Affordable housing Top Producers Midwest Top Producers said affordability issues need to be addressed Buying power for many consumers is hampered and some originators said that affects their ability to serve consumers. By Brad Finkelstein June 19 3 Min Read BEST MORTGAGE COMPANIES TO WORK FOR Best Mortgage Companies to Work For Best Fintechs to Work For Employee relations Employee engagement Employee retention Originations Servicing Digital mortgages Best Mortgage Companies to Work For Nominations open for the 2021 Best Mortgage Companies to Work for The third annual survey seeks to identify and recognize the best employers in the industry. By Brad Finkelstein September 1 2 Min Read Best Mortgage Companies to Work For Top Producers Marketing Originations Economy Best Mortgage Companies to Work For At Geneva Financial, an emphasis on a particular kind of human factor CEO VanTrojen: Employees are the No. 1 client. By Brad Finkelstein January 29 3 Min Read Best Mortgage Companies to Work For Recruiting Training Top Producers Purchase Refinance Compliance Economy Mortgage technology Best Mortgage Companies to Work For In search for origination talent, an increased premium on experience Conundrum for lenders: How to overcome top producers' tendency to stay put? By Bonnie Sinnock January 29 5 Min Read MORE FROM NATIONAL MORTGAGE NEWS Earnings Fidelity National's 3Q income rises as orders and fees increase Compared with the second quarter, the title insurer had 154,000 more orders opened and earned $89 per residential file. By ...